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Finance Friday: Localisation

We hear a lot about globalisation, but that seems to be putting a lot of local businesses, out of business. Do we need the trend towards globalisation to change and a new trend towards localisation to become popular. We all want the consumer goods that come from globalisation; the cheap technology, the cheap clothing and the modern gadgets. Read the rest of this page »

Photography: editing guest pictures

supermoon over the sea

This first picture was sent to me by Carolyn over at Wonder of Tech, that technophile site that deals with all things to do with internet technology. I think this photo of the super-moon was taken with an Iphone. Read the rest of this page »

Gold stars and brownie points

http://www.freedigitalphotos.net

Image: FreeDigitalPhotos.net

If we did well in class when I was a child we would have gold stars or silver stars stuck in our exercise books at the end of our work. We would rather have had something more  tangible, like a bar of chocolate, but a gold star was an event; it was an achievement. It was an emotional reward. Read the rest of this page »

Finance Friday–How to save money

We all would like to save more money, but find it difficult. We often see something as essential when they’re really luxuries. Housing is an essential, but are we spending more than we need to on it? Read the rest of this page »

A waste of human resources?

1 Manor House sign

We went to West Bromwich Manor House last week and a comment made by the student from China that was with me got me thinking. She thought one of the workers working outside was too young for that type of work. Read the rest of this page »

Photography: The Frying Pan Kids

The Frying Pan kids

The weather has changed and it feels like summer is coming to an end, but we still have time for some sunny days yet. It was cold and wet on Sunday afternoon and so I missed the event that I intended to photograph and went to the Frying Pan in Darlaston where horse owners meet on a Sunday. Read the rest of this page »

Image conscious?

Posing with a horse and trap

As usual, I went out taking photographs yesterday. This was the Frying Pan pub in Darlaston, where the horse owners meet on a Sunday afternoon. The children were keen to have their photos taken yesterday. Read the rest of this page »

Finance Friday: Choice and opportunity

I have been thinking about when I was young and the choices and opportunities people had then. There were lots of local jobs and people walked to work or rode a bike. Few people had cars or telephones. Read the rest of this page »

Proud to be Black Country

Wednesbury Pool

I live in the Black Country and it’s not the prettiest place. People speak with a regional accent and dialect and it’s not posh.  We don’t speak the King’s English, we speak with a dialect that goes back to medieval times. Read the rest of this page »

Photography: Charity Bike Ride

The Frying Pan Charity Bike Ride

I photographed the charity bike ride from the Frying Pan in Darlaston to Bridgnorth. That’s quite a way, I did that ride when I was a lot younger! In this picture you can see it was very sunny, which gave a lot of long shadows. Read the rest of this page »

Myths and magic

1 super-moon

I photographed the super-moon last night. In the past people attributed all-sorts of things to the moon, it was thought to be magical. It made people behave weirdly, hence the term lunacy. In England, we had lunatic asylums. Read the rest of this page »

Finance Friday: assessing investment risks

There are lots of different types of investment. Property seems to appear safe in the UK as a variety of factors limit supply and stimulate demand. Many people are making their fortunes by leveraging their property portfolios and buying more and more property to let in a market where rents are inflated. Read the rest of this page »

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