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Watching the stock market #investments

As a small investor, I obviously watch the stock market mostly to look for bargains but also to look for trends. I also watch some of the forums to see what other investors are saying. There is a lot of ramping because sentiment does influence buying and selling but not to an extent that we can influence it. I do suspect that traders in the City of London are more positive and tend to buy on days when the sun is shining! I don’t base my dealing on the weather forecast, though.

stock market tips

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A diverse approach to finance #finance

Just the way we think about finance can help us save money and make money. Finance can be about risk and a diverse approach to finance can limit that risk. Using a diverse approach when we are investing is fairly common but we can also use a diverse approach when we are buying too.

A  diverse approach

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Solo Oil soars on AIM #investments

Solo Oil

Solo Oil isn’t the only stock in my portfolio but it is the one I’ve been watching this week. It has soared from 0.42 to 0.53 (BID) since last Friday. The spread is still ridiculously high at 7.55%. The games market makers play! They have triggered a lot of stop-losses this week and stopped the games of some day traders.

Solo Oil

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Balancing the budget #Finance Friday

I missed my thrifty post again this week because I had a busy day again yesterday. January for many people isn’t about bargain hunting but about financial survival. Now we are into February and just past the halfway point of winter, we need to think about winter fuel bills. We also have to think about balancing the budget and make sure no more money goes out than comes in. If we treat our finances like a business we can also watch cash flow and perhaps use a credit card to delay certain payments.

balancing the budget

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Researching investments before you buy #finance

Researching investments can be difficult. The best way is to read all the annual reports of every company. That is a good idea if you are making a major investment but who has time to read them all?

Researching investments

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Finance Friday news #finance

I don’t have much news this week except for Solo Oil which made some progress as we await news of Ntorya 2. That well was spudded last month and I thought we might have news before now. Private investors are positive and more people are buying than selling. There are inevitably a few who bought when the shares were at the bottom who are taking their profits.

 finance news

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Ending a year of volatility #investments

The stock market will close at lunchtime today and for small investors, it will be the ending of trading for 2016. Did we have a good year? I saw my portfolio take a huge dive following the Brexit vote but as the market recovered my returns recovered too. So I’ll be ending 2016 reasonably happy with my investments.

ending the year

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Long-term diversification #investments

Some investments take a long time to come good and are much riskier than the FTSE 100 companies. We can limit risk by diversifying and limiting our exposure quantitatively. These investments often lose money, at least on paper in the short-term, but can give a good return in the long-term.

long-term investments

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Solo Oil : the jackpot #investments

Many investors make an investment in a small company and hope they make it big. I have high hopes that Solo Oil will make it big with its shares in oil discoveries both in Tanzania and in the UK.

Solo Oil investments

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Making money from panic #finance

It doesn’t matter what the panic is, a strike, a bread shortage or an oil glut. There will be people who will exaggerate the problem and so a belief will spread that things are worse than they really are. The speculators then make money buying up the commodity that is in short supply or taking advantage in some way. Has panic got worse? As far as the money markets and stock markets are concerned, I think it has and so there are now more opportunities for making money.

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A big pay squeeze coming? #finance

There have been lots of warnings this week of a pay squeeze coming that will affect the poorest in society most and maybe more benefit cuts too. The chancellor even hinted that the triple lock on pensions could be abolished.

pay squeeze

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Interest rates in post-truth Britain #finance

The latest buzz word to join those most-hated headline grabbing words that editors love is post-truth. We are now in an era of appeals to our emotions as the evidence is swept away by a tide of nationalism. We have had two world wars driven by nationalism. Do we really want another?

interest rates about to rise?

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America plays its trump card #investments

There have been many events since 2008 that have spooked the financial markets but  Brexit and Donald Trump winning the US presidential election must be the most nerve-jangling for investors. Clinton had plans that were seen as negative for the pharmaceutical industry but Trump also seems to be a threat to Obamacare that could also have a negative effect, as well.

trump card?

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Supply, demand and prices #finance

Basic economics tell us that supply and demand dictate prices. The current over-supply of oil has reduced the price to under $50 a barrel but is this rule always true and what drives demand? If everyone gets a pay rise, demand is increased but where does the money come from? All money comes from central banks, of course, and so it is the central banks that create demand by printing money.

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Free trade at any price? #Investments

Free Trade?

The trade agreement being negotiated between the EU and Canada, CETA, was effectively blocked by a Belgian regional government but yesterday a compromise was reached. The agreement runs to 1,600 pages and is a complex, comprehensive economic and trade agreement that demonstrates how difficult it will be for the UK to negotiate a trade agreement with the EU in the event of Brexit. Free trade with Europe will be by lengthy negotiation, if at all. Do we need free trade with Europe? Some controls on imports such as requiring goods to be of a standard that supports sustainability might be a good idea. Many goods imported into France need to have a 2-year warranty rather than the usual one year. Isn’t that a good thing?

free trade

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Interest rates and the markets #investments

Interest rates

I’m watching interest rates around the world. It seems the Federal Reserve will be the first to normalise interest rates. It could be as early as next month but many pundits are betting on December. That could be the trigger for other central banks to raise their rates too. It would certainly have an effect on the value of the US dollar as more money would be invested in the US as international investors look for better returns on their funds. That, in turn, would have a negative effect on other currencies including the GBP.

interest rates

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The pound crashed yet again! #finance

The pound

This week we seem to be seeing a change direction for the government. Teresa May, was by any standards impressive when she made her speech to the party conference. She did, however, praise the record of the Cameron government and still seems a little out of touch. The pound crashed this week down to 1.2454 this morning. She hasn’t got a vote of confidence from the market.

the pound

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Diversity rules, OK? #investments

Diversity

The stock market rallied a bit yesterday after the Federal Reserve decided to delay interest rate rises to later in the year. Uncertainty still worries investors and it seems this morning some dealers are taking profits and so the main market is down. I would be down too, but diversity rules for me and so I’m up as some of my AIM shares come good.

diversity rules

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Globalisation risks for investors #investments

Globalisation

Globalisation has to some extent brought us prosperity but it has also brought us cartels and monopolies. Some of these companies have grown so big through the spread of globalisation that they are now very difficult to challenge and so have a virtual monopoly. Facebook, for example, has little competition. There are alternatives in China like QQ but in the western world, Facebook has the power to dominate the market.

globalisation

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A strange coincidence #finance #investments

By a strange coincidence, my car insurance is due today and the premium has gone up 20%. This seems the norm this year across the industry. I have my insurance with the AA who have been upgraded by brokers Morgan Stanley this morning to ‘overweight’. The share price has shot up by 4.85% in early trading. Every cloud has a silver lining…

strange coincidence

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How to start in share dealing #investments

Broker

Share dealing is fraught with problems and it is something you have to learn by experience. First, you need a good stock broker and you will almost certainly use a nominee account. This means they hold the shares on your behalf. I think nominee accounts stink, they don’t give private shareholders enough rights or influence over the company that they collectively own.

share dealing

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Perceptions of investment risk #finance

Since the credit crunch of 2008 investors have demanded higher returns on the perceived risks associated with the stock market. Perceptions of investment risk changed in 2008 and made investors more risk averse and Brexit reinforced their fears of another meltdown. We nervously wait for article 50 to be triggered which is another storm warning that could devastate the market once again.

perceptions of investment risk

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Predicting the future #finance #investments

Investors are the experts when it comes to predicting the future but can still be taken by surprise by political events. Brexit wasn’t exactly a surprise but many investors hoped the remain side would win. We now have the triggering of article 50 to look forward to which could trash the markets yet again.

predicting the future

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