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The post-truth era #observation

The Oxford English dictionary has a new adjective:

post-truth

ADJECTIVE
  • Relating to or denoting circumstances in which objective facts are less influential in shaping public opinion than appeals to emotion and personal belief:‘in this era of post-truth politics, it’s easy to cherry-pick data and come to whatever conclusion you desire’‘some commentators have observed that we are living in a post-truth age’

post-truth?

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Revolting British #ramble

It is Sunday morning and the sun is shining here in the Black Country despite everything. So I will start the day by sharing my thoughts with my readers because the news was a little revolting. I’ll start with a nice picture to cheer you all up.

Moorcroft Junction

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Referendum: real issues

The two camps as designated by the Electoral Commission have debated the issues of EU membership and tomorrow the people decide. The two camps being Stupid and Even More Stupid, of course. How should we vote in the EU referendum? What are the real issues?

referendum

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Brexit phobia #investments

Brexit phobia?

The EU referendum debate rumbles on and the stock market suffers and so do the balance sheets of investment funds and pension funds. Record low-interest rates have also been hitting pension funds. With half of Britain’s savings wrapped up in these funds and many of them facing bankruptcy we should be worried. Most people don’t seem to worry,  nationalism has taken over their brains. It is the people with real money at stake that are suffering Brexit phobia. (more…)


A walk in the park #life

a walk in the park

It’s Sunday morning again and so once again I let you into the innermost recesses of my mind and share my thoughts with you on this sunny Sunday morning. I am, of course, thinking about the weather, we have more showers forecast. I want to go out and take photographs.  A walk in the park? Maybe not…  (more…)


Decision making in Britain #life

Decision making

Decision making

In Britain, we have to make decisions all the time. Do we support the government over the junior doctors strike today or do we support the doctors and the British Medical Association? Who has the best evidence-based arguments? Who has the best track record for caring about us, the general public? We rely on the press to a certain extent to check the evidence for us. Can we trust the press and can we still trust BBC news? (more…)


Symbols of status #ramble

It’s Sunday morning and so this must be my Sunday ramble when I let you into a more mysterious area of my mind and ramble on. What am I thinking about this week? The daffodil should give you a clue… (more…)


There may be trouble ahead…

Thrifty Thursday

You might think that the government, the banks and the global business community know what they’re doing with all the supercomputers and experience they have. You only look at government and the banks and you will know that they can mess up big time and we the people pay for it. (more…)


Reflections on a week in December

XMAS LIGHTS 2015 (187)

Reflecting on this week, I wondered about our local Christmas lights. They  aren’t much to shout about. I wondered if reflective ribbon could be used or fluorescent paint to make it look a bit more like Christmas. There are lots of lights they are just not very Christmassy. Maybe, we should all wear something reflective? (more…)


Common-sense ideas #politics

commonsense

Common-sense

I’m starting a new theme on my blog today. Common-sense ideas! I thought I would start with politics, because as we all know politicians have little common-sense and we have shed loads in the Black Country. (more…)


SWOT analysis #investments

SWOT analysis

When we are looking to invest, we can do a SWOT analysis on the company and look at Strengths, weaknesses, opportunities and threats. One threat that always seems to be there and is hard to predict is political uncertainty. (more…)


Politics and money #investments

politics and money

Politics have been depressing the stock markets this week, with the Greek debt crisis lingering on. It seems the credit crunch that followed the Lehman’s Brothers collapse just goes on and on. The problems seem systemic, markets can’t decide and adjust economies. (more…)


Politics and #investments #GE2015

The stock market has been a little rocky as investors wonder how the general election result will affect their investments. The minimum wage might go up and put a strain on those companies that have a lot of low paid staff. However, many of those companies will benefit from increased sales. (more…)


Making good decisions #life

decisions

We all have to make decisions all the time, but how can we make good decisions. How can be decide who to vote for in elections? How can we make important decisions that affect us, our families and our community? (more…)


Taking AIM #investments

Investing in the AIM market

I bought shares in another AIM company this week. As usual I invested half of my usual minimum amount and got a discounted dealing commission. It’s even more important on the AIM to limit your risk by investing less and diversely. (more…)


Time to sell? #investments

time to sell post

The FTSE 100 reached a new high again this week and is slowly moving towards 7000. With many shares doing well, is it a time to sell? Most investors look to buy low and sell high and some prices seem high now. (more…)


Predators and prey #life

predators or prey

Image: FreeDigitalPhotos.net

In the wild there are predators and prey. It’s Darwin’s survival of the fittest  as the animals  try to survive individually and collectively. The lion is part of  pride and has no feelings about the suffering of it’s prey as it rips through it’s flesh with it’s razor sharp teeth. The heart of the lion beats just like our own. (more…)


Forward guidance #investments

forward guidance

Last August Mark Carney governor of the Bank of England issued his ‘forward guidance’ on interest rates. He told the market that he intended to keep the Bank rate at its current historically low 0.5%, at least until the unemployment rate fell to 7% or below. Can we rely on that? (more…)


Food bank in need donations wanted

Money image for Food Bank post

Food Bank

This week I visited a food bank and chatted to the volunteer running it. They can only open a couple of times a week to help the most needy in the community.  Referrals to the food bank are mostly made by the local authority. They try to help with other things like clothes too. I donated much needed cash.

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Finance Friday: discretionary income

discretionary income

Disposable and discretionary income

Disposable income is the money we have coming in after we have paid taxes and other compulsory deductions. Discretionary income is the money we have left for enjoying life after we have paid out for essentials. (more…)


Finance Friday: Finance and politics

Our finances and politics are inextricably linked. The latter keeps changing and so we have to try to keep up and take political policies into account when planning for the future and deciding on investments. Politics in the US took a shift to the right this week, which is good news for rich investors, but bad news for others. (more…)


Finance Friday: economic theories

You spend years at university learning economic theories about market forces and supply and demand, get your bachelor degree and maybe a Master’s degree to boot. You go on to become a banker, politician or economist and then you find out real life doesn’t match the theory! (more…)


Come the revolution

artistic picture of Loxdale Sidings

I am old enough to remember Thatcherism and there was a quiet revolution against it. Well, it wasn’t always quiet, there were riots against the poll tax and the miners put up a fight. There was also a quiet revolution. (more…)


A waste of human resources?

1 Manor House sign

We went to West Bromwich Manor House last week and a comment made by the student from China that was with me got me thinking. She thought one of the workers working outside was too young for that type of work. (more…)

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