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Why are there so many haters? #politics

I read this week that Nigel Farage has left UKIP because it has become too right-wing even for him. UKIP now has a special advisor in Tommy Robinson (not his real name) who is quite good at making excuses for his racist and xenophobic views. I am getting really sick of people who hate other people. My photo today is of Noddy Holder who I photographed at the hospital four years ago. That was a nice friendly occasion and Noddy is one of the good guys. Why can’t everyone be kind? Why are there so many haters?

Why are there so many haters?

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Can the Brexit disaster get any worse? #politics

The stock market took another hit this week as some kind of deal appeared to have been stuck between the government and the European community. This really is a Brexit disaster from start to finish. David Cameron negotiated on the wrong issues. We do want to run our own affairs, but not everything. We are happy with the EU regulating our medicines, for example. It is efficient for one agency to regulate the whole of Europe and it gives us safe medicines. However, some things are primarily of British concern and the EU Commission recognised that and so promised subsidiarity.

 Brexit disaster

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Subsidiarity and Brexit #politics

The principle of subsidiarity is defined in Article 5 of the Treaty on European Union. It aims to ensure that decisions are taken as closely as possible to the citizen and that constant checks are made to verify that action at EU level is justified in light of the possibilities available at national, regional or local level.

Specifically, it is the principle whereby the EU does not take action (except in the areas that fall within its exclusive competence), unless it is more effective than action taken at national, regional or local level. It is closely bound up with the principle of proportionality, which requires that any action by the EU should not go beyond what is necessary to achieve the objectives of the Treaties.

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Rule Britannia! #politics #GE

Rule Britannia! Britannia rules the waves.

Britons never, never, never shall be slaves.

Except we are slaves. We are mostly slaves to debt and credit. Most Britons have mortgages or credit cards and so are slaves to the bank or building society. We strive for freedom not by opposing our oppressors but by playing the lottery hoping to win enough to buy our freedom from serfdom.

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The post-truth era #observation

The Oxford English dictionary has a new adjective:

post-truth

ADJECTIVE
  • Relating to or denoting circumstances in which objective facts are less influential in shaping public opinion than appeals to emotion and personal belief:‘in this era of post-truth politics, it’s easy to cherry-pick data and come to whatever conclusion you desire’‘some commentators have observed that we are living in a post-truth age’

post-truth?

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Revolting British #ramble

It is Sunday morning and the sun is shining here in the Black Country despite everything. So I will start the day by sharing my thoughts with my readers because the news was a little revolting. I’ll start with a nice picture to cheer you all up.

Moorcroft Junction

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Referendum: real issues

The two camps as designated by the Electoral Commission have debated the issues of EU membership and tomorrow the people decide. The two camps being Stupid and Even More Stupid, of course. How should we vote in the EU referendum? What are the real issues?

referendum

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Brexit phobia #investments

Brexit phobia?

The EU referendum debate rumbles on and the stock market suffers and so do the balance sheets of investment funds and pension funds. Record low-interest rates have also been hitting pension funds. With half of Britain’s savings wrapped up in these funds and many of them facing bankruptcy we should be worried. Most people don’t seem to worry,  nationalism has taken over their brains. It is the people with real money at stake that are suffering Brexit phobia. (more…)


A walk in the park #life

a walk in the park

It’s Sunday morning again and so once again I let you into the innermost recesses of my mind and share my thoughts with you on this sunny Sunday morning. I am, of course, thinking about the weather, we have more showers forecast. I want to go out and take photographs.  A walk in the park? Maybe not…  (more…)


Decision making in Britain #life

Decision making

Decision making

In Britain, we have to make decisions all the time. Do we support the government over the junior doctors strike today or do we support the doctors and the British Medical Association? Who has the best evidence-based arguments? Who has the best track record for caring about us, the general public? We rely on the press to a certain extent to check the evidence for us. Can we trust the press and can we still trust BBC news? (more…)


Symbols of status #ramble

It’s Sunday morning and so this must be my Sunday ramble when I let you into a more mysterious area of my mind and ramble on. What am I thinking about this week? The daffodil should give you a clue… (more…)


There may be trouble ahead…

Thrifty Thursday

You might think that the government, the banks and the global business community know what they’re doing with all the supercomputers and experience they have. You only look at government and the banks and you will know that they can mess up big time and we the people pay for it. (more…)


Reflections on a week in December

XMAS LIGHTS 2015 (187)

Reflecting on this week, I wondered about our local Christmas lights. They  aren’t much to shout about. I wondered if reflective ribbon could be used or fluorescent paint to make it look a bit more like Christmas. There are lots of lights they are just not very Christmassy. Maybe, we should all wear something reflective? (more…)


Common-sense ideas #politics

commonsense

Common-sense

I’m starting a new theme on my blog today. Common-sense ideas! I thought I would start with politics, because as we all know politicians have little common-sense and we have shed loads in the Black Country. (more…)


SWOT analysis #investments

SWOT analysis

When we are looking to invest, we can do a SWOT analysis on the company and look at Strengths, weaknesses, opportunities and threats. One threat that always seems to be there and is hard to predict is political uncertainty. (more…)


Politics and money #investments

politics and money

Politics have been depressing the stock markets this week, with the Greek debt crisis lingering on. It seems the credit crunch that followed the Lehman’s Brothers collapse just goes on and on. The problems seem systemic, markets can’t decide and adjust economies. (more…)


Politics and #investments #GE2015

The stock market has been a little rocky as investors wonder how the general election result will affect their investments. The minimum wage might go up and put a strain on those companies that have a lot of low paid staff. However, many of those companies will benefit from increased sales. (more…)


Making good decisions #life

decisions

We all have to make decisions all the time, but how can we make good decisions. How can be decide who to vote for in elections? How can we make important decisions that affect us, our families and our community? (more…)


Taking AIM #investments

Investing in the AIM market

I bought shares in another AIM company this week. As usual I invested half of my usual minimum amount and got a discounted dealing commission. It’s even more important on the AIM to limit your risk by investing less and diversely. (more…)


Time to sell? #investments

time to sell post

The FTSE 100 reached a new high again this week and is slowly moving towards 7000. With many shares doing well, is it a time to sell? Most investors look to buy low and sell high and some prices seem high now. (more…)


Predators and prey #life

predators or prey

Image: FreeDigitalPhotos.net

In the wild there are predators and prey. It’s Darwin’s survival of the fittest  as the animals  try to survive individually and collectively. The lion is part of  pride and has no feelings about the suffering of it’s prey as it rips through it’s flesh with it’s razor sharp teeth. The heart of the lion beats just like our own. (more…)


Forward guidance #investments

forward guidance

Last August Mark Carney governor of the Bank of England issued his ‘forward guidance’ on interest rates. He told the market that he intended to keep the Bank rate at its current historically low 0.5%, at least until the unemployment rate fell to 7% or below. Can we rely on that? (more…)


Food bank in need donations wanted

Money image for Food Bank post

Food Bank

This week I visited a food bank and chatted to the volunteer running it. They can only open a couple of times a week to help the most needy in the community.  Referrals to the food bank are mostly made by the local authority. They try to help with other things like clothes too. I donated much needed cash.

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Finance Friday: discretionary income

discretionary income

Disposable and discretionary income

Disposable income is the money we have coming in after we have paid taxes and other compulsory deductions. Discretionary income is the money we have left for enjoying life after we have paid out for essentials. (more…)


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