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Escaping from slavery #finance #health

I usually write my finance and investment post on a Friday but I had a few other things to do so I’m a day late. Escaping from slavery sounds like a title about the deep south or a post about a third world country but many of us in developing countries are enslaved by addiction or debt. We become slaves to tobacco, alcohol or interest payments. Gambling and even shopping can be addictive and can also enslave us. So we need to throw off our shackles and live free. The prize in many cases is peace of mind, debt can drive people to suicide. In the great depression of the 1930’s financiers were throwing themselves off the skyscrapers of New York, such is the power of money in our lives.

escaping from slavery

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Looking at products, good and bad #thrifty #frugal

There are a lot of products at Aldi that I would recommend and some I wouldn’t. The cycling special buys this week includes the clothing and importantly the cycle lighting but the one product I don’t like is the 2 in 1 bike trailer and stroller.  Please don’t put your child in one of those especially not around where I live in the Black Country. It would be far too dangerous. That might be a good product for use on the streets of Amsterdam but not Wolverhampton!

looking for products with value

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Out at the weekend #photography #art #Wednesbury

I was out at the weekend taking photos. The Sandwell Arts Trail was supposed to be launched and I have a picture in that so I popped down to Wednesbury art gallery. The exhibition wasn’t launched and so I wandered around photographing the gallery with a particular interest in the design of the gallery. I like diffused natural light for my photographs and I think the paintings in the gallery look better in diffused natural light too. The light on the landing comes in through frosted glass skylights and makes it look great. It is perfect light for photography too.

the weekend

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Ulterior motive: asking why? #ramble

Yes, it is Sunday morning again and so I’m going to share my thoughts with you. This week, I’m questioning people’s motives. In fact, I wonder ‘why’ all the time! Remember Band-Aid? Who benefited from that? Did we see our TV screens full of starving people getting fed? My TV screen was full of rich people getting richer on the back of a campaign to get poor people to donate to even poorer people who I suspect never got any money. There was an ulterior motive to their campaign wasn’t there?

ulterior motive?

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Living in Neverneverland #finance

Yes, Britain is now living on the never-never. Credit and debt appear to be official policy. The government is trapped in debt and so are most its citizens. The government can just print money and cause inflation which will effectively inflate away debts in sterling terms but not in the terms of the reserve currency, the almighty dollar. The thing now is, the almighty dollar is being devalued too, as are most currencies. A global economy based on ever-expanding currencies which of course lead to property bubbles in our capital cities. We are in Neverneverland but we’re not the only ones!

Living in Neverneverland

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Coping with rising prices #thrifty #frugal

The falling value of the pound has meant many prices have increased since the Brexit vote. The price of imported food has gone up and so too has the price of clothing. Coping with rising prices if you’re on a fixed or low-income can be difficult.

coping with rising prices
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Shooting events in low light #photography

I’ll be photographing the carnival in a couple of weeks and I have other events coming up. We can’t always count on getting good light and even bright sunlight gives us dark shadows. There will be some events indoors as well. Nikon and Canon DSLRs both meter the light using TTL technology. That is through the lens metering (TTL) and this gives good control over the flash. The flash can be used in bright sunlight to light up those dark shadows but if the skies are dark then another option is to use a higher ISO setting.

TOWN HALL - LOW LIGHT

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The creation of images #ramble

Once again, it is Sunday morning and I share my thought with you. Not that much has been going on that I care to share. I’m not very good at sharing, I prefer to be alone a lot of the time. It’s easier to be alone sometimes, isn’t it? Then people can’t cause you stress or worry or whatever. I often find it easier to do my own thing too and if I make a mess of it I know who to blame! I try hard to work with others and accept collective decisions but it isn’t easy.  That’s why I like photography and the creation of images, it’s just me and my camera, unless I decide to point it at people…

creation of images
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Watching for patterns and trends

It can be lucrative if you can spot  patterns or trends. If you can be one of the first to sell the fidget spinner before they get discounted or recognise the latest fashion that is about to take off  you can make a fortune. The same is true of any market and the stock market is no exception. Patterns and trends are computer analysed and traders talk about the ‘candles’ on their charts. I don’t often use charts but they can be useful sometimes. Alliance Pharma seems to be fairly static for long periods and then it’s share price will suddenly jump either downwards or upwards for example. That is a useful trend to know about.

patterns and trends

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Looking for value for money #thrifty #ideas

I recently changed my car and the new one has lots of new gadgets. I like the display that tells me how many miles to the gallon I’m getting. It reads 99 MPG when I’m rolling downhill in 5th gear! I paid cash for the car and so my bank balance isn’t quite as healthy as it was, so I’m thinking even more about getting value for money, than usual.

value for money

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Too much harsh light #photography

I’m always assessing the light when I’m taking photos outside and I’ve seen some awful, dark photos this weekend. The weather was scorching and so lots of light but harsh light with dark shadows. I had a few photo-shoots. There were a couple of Summer Fayres at schools and then our Father’s Day event in the park on Sunday. You can’t do much about the harsh light except to use a warm filter but the dark shadows are a bigger problem. You have to use fill flash and it is preferable to use a Speedlight rather than a pop-up. I had to use a pop-up on Sunday because I couldn’t carry around too much equipment.

harsh light

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Fathers Day in the Park #ramble #Wednesbury

It is Sunday morning once again and so as usual I will allow you into the innermost corners of my mind and share my thoughts with you once again. What’s on my mind this week? It is Fathers Day and I’m going to the park!

Fathers Day in the Park

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