If you’re careful with money and are thrifty and try to shop around as well as being frugal, you can save quite a lot of money. The rewards over the long-term come as an appreciating bank account but you also have to look at how to invest your money. Since 2011 I’ve been getting good returns from Zopa and I still get over 4% which beats any bank account. My rewards for being careful are more evident now as I can afford to spend more money of a few luxuries but I still ask if I really need a product before I buy it. I bought a smart TV and other things this year and my credit card got a lot more use, but I paid it off at the end of each month.
I wanted some cornflakes last week and the Nestle ones weren’t on the usual shelf. I found them in the very short free-from section in Asda. They were of course much more expensive than the usual Asda ones. This made me annoyed enough to do some checks and found the Asda, Chosen by You, cornflakes listed in my food list as gluten- free. They are not gluten-free according to Asda who say they contain barley. Asda does their own gluten-free cornflakes that are a smaller box and work out even more expensive than the Nestle cornflakes. Confused? Me too. I went to Aldi for the soya milk to pour over them…
Searching online for bargains
You can find lots of bargains online but you don’t have to buy online. You can find the bargain and then go to the store to check out the quality or see what else is on offer. Searching online for bargains can save you pounds!
Food and energy
Food and energy prices soared after the 2008 credit crunch and we are likely to see the same now the markets are in turmoil again. It’s is a good time to look at how you can save money on energy bills, food and travel costs. Remember when petrol and diesel prices soared and came close to 150 a litre? Price wars between filling stations have reduced prices but for how long?
I’ve been checking out different supermarkets to see if the price war between them is making any difference. This week I went to Morrison’s and things don’t seem to to have changed very much. (more…)
I went into Mcdonald’s the other night with friends and paid nearly a quid for a cup of tea. I’m not used to such places, I do a lot of cooking and so I mistook the large fries for small. That wasn’t the only mistake I made, just going in there was a mistake and then I compounded my errors by driving out the wrong way… (more…)
Yes, I’ve been testing out bamboo underwear. No, not famous brands. I just wanted to find out what it was like. You might think it would be uncomfortable from its name, but quite the opposite it is very comfortable. (more…)
It’s one thing to be thrifty and look for value for money, it’s quite another to be mean and save at the expense of other people. Being mean is not caring about others, not giving to charity and thinking it’s every man for himself. We can be thrifty, look for value for money and be generous too. (more…)
The big supermarkets have been trying to fight back against the discounters and Aldi in particular, but now Aldi is fighting back with a revamped website and more offers in store. (more…)
The Federal Reserve in the United States increased interest rates yesterday and the markets responded positively. It is the first sign that the world’s economies will get back to normal. People with mortgages including the buy to let slumlords have been having an easy time, but that could be coming to an end. It seems likely the Bank of England will increase rates in 2016 too. (more…)
Black Friday is s discount day in the US but seems to last a week in the UK. It is mostly US owned companies that make the offers such as Amazon who have deals on goods that have low production costs and a high markup like CD’s and DVD’s. Asda, according to their website, has ended their event… (more…)
Mergers and acquisitions can send stock prices soaring higher and acquisitions are more likely when prices are low; mergers too are more likely when times are tough. The FTSE 100 dropped from a high of over 7,000 to below 6,000 and so many companies have been looking at M & A. (more…)
Things might look like bargains in discounters like Aldi, Lidl and Poundland, but they aren’t always a bargain. We should always compare to other stores. (more…)
There are lots of ways we can save money and we don’t have to become really mean to do it, not unless money is really short. We need the basics; a home, food and water. We also need to pay taxes. (more…)
I watched a little of Britain’s spending secrets with Anne Robinson again last night. Once again it highlighted the gap between rich and poor and the discrimination against the disadvantaged. I saw a few seconds of a ‘benefits’ programme on channel 5 too, that was too disgusting to watch more. (more…)
This week’s Aldi super-six has a few things for those summer salads. Cucumber, beetroot (500g), spring onions (100g), radish (250g), Iceberg lettuce and baby plum tomatoes (275g) are just the thing for summer salads and are just 29p each. A nice salad with some barbecued chicken is healthy. (more…)
Using the internet to find deals is a good way to save money. Some sites are dedicated to offering us good deals too. There are some with voucher codes that you can search for and some that offer cash-back. (more…)
Today is Black Friday and people are fighting to get goods in major supermarkets. It seems it’s been chaos in Asda and Tesco as people go after 40 inch televisions. (more…)
The Aldi super-six this week are red onions (1kg), cherry plum tomatoes, (250g), Galia melon, Jersey Royal potatoes (450g), fun size apples (7) and green beans (220g). I got that wrong last week, they updated the website after I had written that post. You can always click the link to check though.
It seems the British economy is growing and we aren’t in recession after all. GDP has increased 0.3%. Well it’s better than nothing. That means spending has increased by 0.3%, that’s combined spending, the government’s and ours. The government is spending less. Are we spending more?
The Aldi super-six this week are plums (400g), fun-sized apples (9), kiwi fruit (8), cocktail vine tomatoes (250g), red onions (1kg) and sweet potatoes (750g). They are all 69p each. I’ve never tried sweet potatoes…
The Aldi super-six this week are leeks (pack), new potatoes (750g), onions (1kg), broccoli (350g), carrots (1kg) and parsnips (600g). They are all 49p. That’s better, we can make some winter stews with those to keep out the cold! (more…)
The Aldi super-six this week are braeburn apples (6), mango, kiwis (8), plums (400g), pineapple and oranges (6). They are all 69p each. Those are all packed with useful vitamins. We all need extra vitamin C now the winter is finally coming to an end. Spring begins with the Spring equinox, next Wednesday.