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The rewards of being careful with money #thrifty

If you’re careful with money and are thrifty and try to shop around as well as being frugal, you can save quite a lot of money. The rewards over the long-term come as an appreciating bank account but you also have to look at how to invest your money. Since 2011 I’ve been getting good returns from Zopa and I still get over 4% which beats any bank account. My rewards for being careful are more evident now as I can afford to spend more money of a few luxuries but I still ask if I really need a product before I buy it. I bought a smart TV and other things this year and my credit card got a lot more use, but I paid it off at the end of each month.

The rewards of being thrifty

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Winter food

You don’t really need more food when it’s cold, but you need different foods to help you to keep warm. If money is short, what can you give your family to eat that’s frugal and will help keep out the cold? I have a few ideas…

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