If you’re careful with money and are thrifty and try to shop around as well as being frugal, you can save quite a lot of money. The rewards over the long-term come as an appreciating bank account but you also have to look at how to invest your money. Since 2011 I’ve been getting good returns from Zopa and I still get over 4% which beats any bank account. My rewards for being careful are more evident now as I can afford to spend more money of a few luxuries but I still ask if I really need a product before I buy it. I bought a smart TV and other things this year and my credit card got a lot more use, but I paid it off at the end of each month.
I must admit I find it hard to join in with the spirit of Christmas, but I am trying to make more of an effort. I’m not religious, but I still went to photograph the Christmas tree festival in the local church. (more…)
Continuing the art week theme. Why not start your own art collection? On a budget of course! All you need to begin, is an A4 picture frame from Poundland and a picture to put in it. Art is about acceptance and so any picture that you like and accept is suitable. Then you can hang it on the wall anywhere you like.
I went to Aldi again this week in search of few bargains! They sell Bank’s beer in my local Aldi which is a popular beer around this neck of the woods. I see the guys buy a few bottles which is very different from years ago when they would go to the pub for a few pints. Pubs keep closing down or going up market and serving meals. Some are showing sport as people go to sporting events less and prefer to watch them on TV. Men certainly seem to spend more time at home rather than in the pub.