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Posts tagged “discretionary income

Discretionary income and profits #finance

We all have overheads, those essential things we have to buy before we can even begin to think about buying the luxuries. That money left for buying the luxuries and paying for Christmas treats and holidays is referred to as discretionary income. If your boss gives you a Christmas bonus, your discretionary income can soar. Small businesses have overheads. They have to pay rent, business rates and other bills and a small increase in turnover can mean a big increase in their discretionary income. Their discretionary income is the profit they take home to spend on their families.

discretionary income

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Increasing your discretionary income #thrifty #frugal

Discretionary income is that money you have left after paying for all the essentials like housing, food, heating, essential transport, clothing and communications. These days what is essential is quite different from years ago. We consider communications as essential because it allows us to access services in an emergency such as a medical emergency or when our car breaks down.

discretionary income

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More lies and statistics #thrifty

Why do we shop around and try to save money? Why do we invest and try to increase our investment and savings income? Are we right to feel financially insecure? Judging by the lies and more lies being bandied about in the run-up to the European referendum we are right to be worried.

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Finance Friday: discretionary income

discretionary income

Disposable and discretionary income

Disposable income is the money we have coming in after we have paid taxes and other compulsory deductions. Discretionary income is the money we have left for enjoying life after we have paid out for essentials. (more…)


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