The financial crisis of the past few years has led to a few important trends, such as peer to peer lending and crowd funding. Investors are looking for rewards other than money when deciding what to invest in. Zopa has led the way in peer to peer lending offering better returns for savers. (more…)
I have some big payments going out of my bank accounts today for insurance, but I was expecting them and have had all year to save up. Sometimes though, we do get unexpected emergencies and they can cause financial problems. It is a good idea to have an emergency fund for such times. I have money for emergencies and I could pay my insurance monthly or even put it on my credit card. I have options, but what when all the options are running out?