We often see very expensive products and want them for the prestige or just to fit in. It can be anything, an expensive car to impress at an event or designer clothes. It is always possible to cheat and create an impression that looks expensive but isn’t. We need to forget labels, a label doesn’t guarantee style. People who select clothing based on the label do so because they have no sense of style. It can be useful to just look around a website that sells the latest fashions and then decide on the look you want to create and then you can cheat. The way to cheat is to go to the budget websites like Matalan or Primark and look for the same style or a very similar style and create the look you want on a budget. I did this for a vintage event. I thought a linen suit would look good with a suitable hat. I ended up with chinos and a linen shirt from Matalan and a summer trilby. I got the look but I did cheat!
Eating out and buying takeaways can work out expensive with 20% VAT on top of the bill and the same applies to entertainment. I follow a gluten-free diet and so rarely eat anything out and even buying chips is complicated because they have to be cooked separately. When I do spend money, I always look for value. I went to a community night this week and had an evening of entertainment for the price of a 50p cup of tea! Look for value when you want food and entertainment.
There is still some end of the year offers around and you can check them out online before you go to the store or shop online and have them delivered. The super-six at Aldi were still 19p yesterday so I had some parsnips to make a winter stew. Aldi also has lots of nice sausages and packs of four baking potatoes. Sausages and baked potatoes are a favourite meal for me and fortunately, Aldi does gluten-free sausages. You do have to look very carefully for the gluten-free symbol and the same applies to products in the bigger supermarkets.
Before you start spending money on Christmas food and presents, consider what the festivities are all about. The religious significance is all but lost as commercialisation overshadows it. There is another meaning for many people. It is a time to take a break and enjoy the company of family and friends. We shouldn’t get stressed out by it and we certainly shouldn’t get into debt in a bid to impress our family and friends. Save money on the food by cutting quantities.This can be difficult because over the festive period much of the subtle and not so subtle marketing will be structured to encourage you to buy more than you need.
It can cost a fortune to be a dedicated follower of fashion. Many people want a look that is associated with something considered fashionable. However, we can often achieve the same look, essentially the same style, without breaking the bank. It is the overall look that is important not the detail. I take photos and those expensive designer labels can’t be read or identified in the photos, it is the overall look that is seen. Your taste in clothes says something about you. So think about the style and also about colours. Depressed people and negative people tend to wear black and dark colours more than the light and bright colours.
I wanted some cornflakes last week and the Nestle ones weren’t on the usual shelf. I found them in the very short free-from section in Asda. They were of course much more expensive than the usual Asda ones. This made me annoyed enough to do some checks and found the Asda, Chosen by You, cornflakes listed in my food list as gluten- free. They are not gluten-free according to Asda who say they contain barley. Asda does their own gluten-free cornflakes that are a smaller box and work out even more expensive than the Nestle cornflakes. Confused? Me too. I went to Aldi for the soya milk to pour over them…
One of the first things I check before shopping online is the delivery costs. I checked out Home Bargains this morning and their delivery costs seemed reasonable but large items cost 7.99 to deliver so consider that before you order. There is only one parcel charge per order but realise your order could be split into two parcels, that is true for other online suppliers too.
Searching online for bargains
You can find lots of bargains online but you don’t have to buy online. You can find the bargain and then go to the store to check out the quality or see what else is on offer. Searching online for bargains can save you pounds!
Finding online bargains is fairly easy, just search using Google or go straight to eBay and see if they have what you want. You can find all sorts of bargains but you have to be careful, particularly with private sellers. (more…)
It’s one thing to be thrifty and look for value for money, it’s quite another to be mean and save at the expense of other people. Being mean is not caring about others, not giving to charity and thinking it’s every man for himself. We can be thrifty, look for value for money and be generous too. (more…)
The big supermarkets have been trying to fight back against the discounters and Aldi in particular, but now Aldi is fighting back with a revamped website and more offers in store. (more…)
It’s good to be thrifty and prepare for the worst. Remember the ‘credit crunch’ when food prices soared and petrol prices nearly hit 1.50 a litre? According to an economist at RBS (yes, the bank that messed up that we had to bail out) another stock market crash is coming in 2016. (more…)
You can buy things with money, but it also has other uses. Money to some people is power and to others it’s security. They feel secure in the knowledge that they can afford to enjoy Christmas and still have some money in January. We all tend to feel a little more secure with money in the bank. (more…)
Thrifty people are thrifty out of habit and always look for value for money. This doesn’t always mean buying something because it’s cheap, it means always looking to value. The old saying ‘look after the pennies and the pounds will look after themselves’, means all those pennies you save add up. (more…)
The Federal Reserve in the United States increased interest rates yesterday and the markets responded positively. It is the first sign that the world’s economies will get back to normal. People with mortgages including the buy to let slumlords have been having an easy time, but that could be coming to an end. It seems likely the Bank of England will increase rates in 2016 too. (more…)
In the old days when people went to church, they were scorned and criticised if they didn’t wear their Sunday best clothes. Buying smart clothes for the whole family was phenomenally expensive, especially as they had large families in those days, so the clothes became a valuable possession and were often pawned on Monday. (more…)
It can be difficult being cool and fashionable when you’re on a budget. What is cool anyway? The latest trainers or hoody? A lot depends on the trendsetters. They can be pop stars or sporting celebrities or even a cartoon character. Cool is about association; understand that and you’re cool. (more…)
I still haven’t bought any Christmas presents, but I’m looking out for suitable gifts. Many prices will go up closer to Christmas, so you can save money by getting your presents early. One idea is to buy a few smaller gifts and put them in a gift bag. You can get the gift bags from Poundland. (more…)
As usual I’m searching for bargains, but often you know which shop to go to, but the item you want is out of stock. Many shops buy in stock at a discount and when it’s gone either don’t restock, can’t restock or are slow to restock because they have to negotiate a discount on new stock. (more…)
Things might look like bargains in discounters like Aldi, Lidl and Poundland, but they aren’t always a bargain. We should always compare to other stores. (more…)
There are lots of ways we can save money and we don’t have to become really mean to do it, not unless money is really short. We need the basics; a home, food and water. We also need to pay taxes. (more…)
It’s the first day of October and in many government departments this is the day the heating is switched on. I switched mine on a few days ago but have the thermostat set lower than usual and I’m wearing a warm jumper more! (more…)
Autumn started yesterday and I made my first autumn stew. They have the stew packs in Aldi now and all those carrots will help us see in the dark in the coming months! It’s getting quite chilly now and so we need warming foods. (more…)
The Aldi super-six offers have changed this week, they are sweet pointed peppers, white mushrooms (380g), romaine lettuce (2), cocktail vine tomatoes (250g), mild onions (4) and fun-size pears. They are all 59p and the offers continue to Wednesday the 23rd of September. (more…)