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Saving on the big bills #thrifty

The maxim, ‘look after the pennies and the pounds will take care of themselves’ is still true but we also need to look at the big picture. We need to keep household accounts and look at the big bills that occur only occasionally. The big bills can be the water bill once a year or changing the car every few years.

big bills

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How to cheat and save money #thrifty

We often see very expensive products and want them for the prestige or just to fit in. It can be anything, an expensive car to impress at an event or designer clothes. It is always possible to cheat and create an impression that looks expensive but isn’t. We need to forget labels, a label doesn’t guarantee style. People who select clothing based on the label do so because they have no sense of style. It can be useful to just look around a website that sells the latest fashions and then decide on the look you want to create and then you can cheat. The way to cheat is to go to the budget websites like Matalan or Primark and look for the same style or a very similar style and create the look you want on a budget. I did this for a vintage event. I thought a linen suit would look good with a suitable hat. I ended up with chinos and a linen shirt from Matalan and a summer trilby. I got the look but I did cheat!

thrifty cheat

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Importing directly to save money #thrifty

Many international companies now advertise on Ebay and sell through Amazon. You can save a lot of money by importing direct from places like Hong Kong and China. Some of the firms even have a UK warehouse for returns and a UK telephone number for enquiries. The pound has fallen since the Brexit vote so you don’t save so much now but I bought a new hat for a few quid via Amazon and it is great quality. It was sent directly from Shanghai!

importing

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Look after the pennies #thrifty

The old adage, look after the pennies and the pounds will look after themselves was true when there were 240 pennies to the pound and it is still true today. Those small savings add up and add to the discretionary income that you have left after buying all the essentials. That is the money you have to spend on luxuries and a little penny-pinching can mean you have twice as much to spend on enjoying yourself.

Thrifty Thursday - look after the pennies

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Summer days #thrifty

We are a week into summer and you can, not only find cheap days out, you can find totally free days out. The cost of transport will probably be your greatest expense. Look for summer days out in your community. I went to a great open mic evening at my local library and took photos on Tuesday.

summer days out

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Aware of value #thrifty

aware of value

When we are shopping or buying anything, we can save money just by becoming more aware of value. The cheapest products aren’t always the best value. The expensive products aren’t always the best quality, either. (more…)


Save, save, save #thrifty

save save save money

We all need to save some money and so we have to shop around and look for bargains. We also have to make good use of what we have and think about disposing of things too. It can cost money to get rid of junk! (more…)


Keeping tabs on your money

 

Thrifty Thursday

I read this week that people forget where they spent their money. You look in your wallet or purse and suddenly it’s all gone and payday is still some way off. Many people can’t last until payday and even then, if disaster strikes they can’t last long without money

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Thrifty Thursday | seeking out the bargains

This weeks super-six at Aldi are Kiwis (6), peaches (4/5), Galia melon, Romaine lettuce (2), tomatoes (6) and new potatoes (750g). They are all 69p each. The peaches from Aldi are delicious. I had 400g of grapes last week, that’s smaller pack but cheaper! Lots of packs are getting smaller these days…

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Sheep, shepherds and shopping

Money

Here in the UK, the post Christmas sales have started. They are selling off the junk that wouldn’t sell at Christmas. People were queuing overnight in places, to try to pick up ‘bargains’. Are they bargains? Is that pair of designer jeans that was marked up at over a hundred pounds and now half price; a bargain? Look at the label that says where they were made, rather than the hyped up designer label.

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Building and preserving wealth

I started this website earlier in the year and I haven’t been tempted to plaster it with advertising or go out of my way to find affiliates. My only affiliate link I use sometimes is to Zopa because I think peer to peer lending is the future.

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Saving money as a student

How to save money during your education

Education is considered to be most important part of every individual’s life. The writing techniques, learning skills, teaching technologies, etc. play vital roles in education. Apart from the learning, one may have many responsibilities like repaying student loans, different kinds of bills, expenses and own finances besides the chores.

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Frugal and Thrifty Christmas

SNOW

It’s a bit early for planning for Christmas, but you have to plan unless you want it to cost you a fortune. Austerity rules this Christmas, we can all be Scrooge-like! You can improvise and cut the cost of decorations and presents. Food and drinks can be done cheaper too!

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Preparing to save money in winter

Money - Seeing the future

Today we have winter sunshine in England. It’s cold outside and my central heating thermostat is cutting in a lot. I have washing in the washing machine that will be pegged outside to dry. Why use electricity to dry washing when nature will do it for you? I have been preparing for winter in a number of ways.

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Frugal Food | Chicken and celery soup

SOUP 027

I’ve made this soup a couple of times and it’s a thin soup that you can dip toasted bread into and has a unique flavour. It is very frugal when the celery is in season and doesn’t need much chicken. (more…)


Thrifty Students

Money - Seeing the future

Many students are preparing for a new year at university or their first year. You have to look at student loans and money for course fees and living expenses if you’re a British student and even more if you’re an international student.  I’ve seen a lot of advice for students this week advising them to make use of overdrafts. I think student loans will be enough debt for most students.

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Thrifty survival

Motor Show 204

I don’t do too many miles in my car and hardly ever drive on the motorway, but we do take it for granted that must have a car these days. Running a car gets more expensive all the time and just about everything else is too. To survive in these tough economic times we have to be thrifty and frugal and that applies to everything, even running the car. When I bought my car, I had done the research and went for one 7 years old that was in good condition and was low mileage. I didn’t really care that it wasn’t the latest model or registration. We do tend to be brainwashed into thinking we must have the latest model, the latest fashions, the latest smart phone…

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