We can save a little money here and there all year around. I recently bought a new phone after dropping mine trying to donate to the local food bank. I found the phone I wanted at Giff Giff for £120 less than I would have paid at Amazon or local retailers. £120 saving is a lot! I put that on my credit card and also on this month’s bill was the renewal on the web space for this site! I negotiated a discount of over £100 on that too. I still have a huge credit card bill to pay this month, but I saved £220 on my frugal February credit card bill!
The Halifax has said that house price growth has risen to 9.7%. Who benefits from this? If you own property as a landlord, then you might benefit when you sell your property or you might be able to increase the rents but overall as a society, we are losing out as so much investment goes into the property market. (more…)