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A better standard of living #thrifty

The latest inflation figures suggest that CPI is now close to 3% and food prices are rising even faster than that. In certain parts of the country the housing shortage is past critical and so house prices are now beyond the reach of ordinary people. Food and housing are essentials, as is keeping warm in winter. Taxes aren’t essential but we have to pay them anyway. The money left over after paying for all these essential costs is our discretionary income. That is the money we have left to enjoy ourselves and have days out and holidays. The more thrifty and frugal we are the higher our discretionary income becomes. In fact, if we are thrifty and frugal as well as saving and investing our money; that discretionary income can be as much as double what it might otherwise have been. That means we can essentially have double the standard of living and double the luxuries in life. We can have a better standard of living despite inflation.

A better standard of living

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